Service Charges & Fees
The following fees may be assessed against your account and the following
transaction limitations, if any, apply to your account. The categories of
transactions for which an overdraft fee may be imposed are those by any of
the following means: check, in-person withdrawal, ATM/Debit Card withdrawal,
or other electronic means.
| Check printing | Varies depending on style and quantity chosen |
| Cashier's checks | $3.00 |
| Dormant account fee* | $10.00 per year |
| Garnishment fee | $50.00 |
| Executions | $50.00 |
| Levies | $50.00 |
| Overdraft | $20.00 per item paid |
| Nonsufficient funds (NSF) | $20.00 per item |
| Account activity printout | $5.00 |
| Account research | $10.00 per hour |
| Statement research | $5.00 |
| Single item research | $2.00 |
| Account balancing assistance | $10.00 per hour |
| Stop payments | $20.00 each |
| Stop payments- ACH payments | $20.00 each |
| Photocopies | $.10 per item |
| Outgoing wire transfer | $15.00 |
| Incoming wire transfer | $5.00 |
| International wire transfer | $50.00 |
| ATM and debit card | $5.00 |
| Individual counter checks | $.50 each |
| Online bill pay | $5.00 monthly for unlimited payments |
*An account is considered dormant if for one year you have made no
deposits or withdrawals to the account.
We may require not less than seven day's notice in writing before each
withdrawal from an interest-bearing account other than a time deposit, or
from any other savings account as defined by Regulation D. Withdrawals
from a time account prior to maturity or prior to any notice period may be
restricted and may be subject to penalty. See your notice of penalty
for early withdrawal.
Early Withdrawal Penalty for Certificate of Deposit and IRA accounts:
If the maturity date is one year or less the early withdrawal penalty will
be loss of 30 days interest on the amount withdrawn. If the maturity
date is over one year the early withdrawal penalty will be loss of 90
days interest on the amount withdrawn.
There are certain circumstances where we may waive or reduce the penalty.
